Secure the homeowner’s insurance coverage you need with a professional 4-Point Inspection from Homescope. Often required by insurance carriers, particularly for homes over 20-30 years old or for renewal applications, this focused inspection assesses the current condition of the four key systems most critical for insurability.

What is a 4-Point Inspection?

Unlike a comprehensive pre-purchase home inspection, the 4-Point Inspection specifically targets the components that are most likely to be sources of insurance claims. Insurance companies rely on this report to determine if an older home’s essential systems meet their underwriting criteria and don’t pose an undue risk.

Our Certified Inspectors Evaluate the Four Essential Systems:

1. HVAC System: We assess the heating, ventilation, and air conditioning system(s), noting their type, approximate age, and general operational condition.
2. Electrical System: Our inspection includes the main electrical panel (manufacturer, capacity, type of breakers/fuses), the visible wiring type (e.g., copper, aluminum, knob & tube), and the overall condition of the system, looking for potential hazards.
3. Plumbing System: We examine the visible supply and drain lines (material type like copper, PEX, galvanized), check for leaks, and assess the age and condition of the water heater.
4. Roofing System: We evaluate the type of roof covering (e.g., shingles, tile, metal), estimate its age and remaining useful life, and document any visible signs of damage, deterioration, or leaks.

Why Choose Homescope for your 4-Point Inspection?

• Insurance Focused: We understand exactly what insurance companies look for in a 4-Point report.
• Clear & Concise Reporting: You receive a straightforward report detailing the findings for each of the four systems, suitable for submission to your insurance provider.
• Professional & Certified: Our inspections are conducted by experienced professionals adhering to industry standards.
• Affordable Pricing: Get the documentation you need for insurance compliance at a competitive price of $150.
• Timely Service: We work efficiently to schedule your inspection and deliver your report promptly.

Please Note: A 4-Point Inspection is a limited visual survey focused only on the four systems mentioned above. It is not a substitute for a comprehensive pre-purchase or pre-sale home inspection, which covers many other structural and functional aspects of the property.

Ensure your home meets insurance requirements and schedule your $150 4-Point Inspection with Homescope today! Contact us for scheduling or inquiries.